R

RAW Ventures

Operator-led acquisition & investment

Financial Services · Texas

Sell My Insurance Agency In Texas

Texas independent insurance agencies — P&C, commercial lines, and benefits — are some of the most valuable recurring-revenue businesses in the state. Retention and carrier mix drive everything.

Valuation

What Is My Texas Insurance Agency Worth?

Independent agency valuations are driven by commission revenue, retention, carrier appointments, and book composition. Commercial lines and benefits books trade higher than personal lines.

EBITDA Multiple

6.0x – 10.0x Adjusted EBITDA

Revenue Multiple

2.0x – 4.0x trailing commission revenue

Educational ranges based on RAW Ventures' active Texas deal flow. Your business will be valued on its specific financials and risk profile.

What Drives Value

Premium Insurance Agency Profile

  • Commercial lines / benefits mix
  • Retention > 90%
  • Carrier appointment depth
  • Producer continuity and non-competes
  • AMS data integrity

Common Detractors

  • Personal-lines-only book
  • Single carrier > 40% of book
  • Aging producer base with no succession
  • Top 10 accounts > 30% of revenue

Acquisition Criteria

What We're Looking For In A Texas Insurance Agency Company

Revenue

$500K – $10M commission revenue

EBITDA

$200K – $3M

Geography

Texas-headquartered (DFW, Houston, Austin, San Antonio, or surrounding metros) strongly preferred; nationwide operators welcome.

Notes

Independent P&C, commercial, or benefits agencies.

Succession & Structure

Designed Around You

Not every Insurance Agency owner wants the same exit. We structure transactions around your timeline, your tax picture, and your relationship with the team.

Explore Succession Hub →
  • 01Full agency sale
  • 02Producer buy-in / internal succession
  • 03Roll-up partnership with platform agency
  • 04Two-stage exit with retained book

Anonymized Texas Case Studies

Recent Insurance Agency Transitions

Houston

Houston Commercial P&C Agency

$3.1M commission revenue

Full sale with founder retained 18 months

Founder retiring; producer team stayed in place under retention agreements. Carrier appointments transitioned cleanly.

Frequently Asked

Insurance Agency Sale FAQs

+What about my carrier appointments?

We coordinate appointment transitions with each carrier pre-close and post-close.

+Will my producers be locked up?

Producer retention agreements are standard and structured fairly.

Confidential Inquiry

Talk With Us About Your Insurance Agency Business.

Principal-to-principal. No fees. NDA on request. We reply within one business day.

  • · Quiet, respectful diligence
  • · Nationwide buyer — strong Texas preference, not required
  • · Direct decision-makers — not a broker

By submitting you agree we may contact you about a potential acquisition. Information is held in confidence. Educational estimates only — not a binding offer.